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Tailor-made corporate
asset Refinance


For UK businesses looking to unlock the value of their
existing assets to support their business.

Whether you own equipment outright or are financing it
elsewhere, refinancing can provide a quick way to access
funds for things like new equipment, improving cash flow,
or other business needs.


Why choose Close Brothers Asset Finance?

Various options

We offer a range of flexible funding options that enable you to purchase assets and grow your business. Our options include Hire Purchase, Refinance, Finance Lease and Operating Lease.

Finance experts

With almost 40 years' experience in asset finance and having won various awards, our dedicated experts have extensive knowledge and experience to confidently support you and your business.

A range of assets

We provide funding solutions for businesses across a wide range of sectors, including print, 3D printing, manufacturing, construction, agriculture, aviation, marine, engineering, fairgrounds, renewable energy, taxi services, vehicles, woodworking, and many more.

Tailored finance

Agreements are customised and tailored to meet your specific demands, meaning you can make larger repayments when your income is strong and smaller repayments during quieter times.




How does Refinance work?



Refinancing uses the value of assets you already own to help your business.

With Sale and HP Back – a type of refinancing – you sell your equipment to us,

and we lend you the money you need to invest in your business.


You pay us back in line with what the equipment earns for you. Once you’re done

paying us back, you own the equipment again.


This works whether you own the equipment outright or are already financing it with

someone else. 






 

91%
of customers are happy with our service*
8/10
customers would recommend us to a friend*
94%
of customers say we are easy to deal with*

*All figures are from the Close Brothers Asset Finance customer experience surveys conducted throughout 2024

Do you still have questions?



Benefits of Refinance


Asset refinancing provides an efficient way to unlock the value of your existing assets. It allows you to continue using the asset in your daily operations while accessing the capital tied up in it helping you manage cash flow, invest in growth, or handle unexpected costs.

We can refinance your current agreement with another provider, giving you longer repayment terms and fixed monthly costs. This means better control over your budget and no hidden surprises, just predictable payments that work for your business.

Whether you need a cash injection to boost working capital, purchase new equipment, or invest in other areas of your business, our refinancing solutions give you the freedom to choose. It’s a more adaptable alternative to traditional loans or finance options.

Accessing funds through asset refinancing can help you act quickly when opportunities arise. From hiring new staff and upgrading technology to expanding your premises, having capital on hand means you can make confident decisions without delay.

  • Get more cash easily

    Asset refinancing provides an efficient way to unlock the value of your existing assets. It allows you to continue using the asset in your daily operations while accessing the capital tied up in it helping you manage cash flow, invest in growth, or handle unexpected costs.

  • Spread the cost over time

    We can refinance your current agreement with another provider, giving you longer repayment terms and fixed monthly costs. This means better control over your budget and no hidden surprises, just predictable payments that work for your business.

  • Choose what's best for you

    Whether you need a cash injection to boost working capital, purchase new equipment, or invest in other areas of your business, our refinancing solutions give you the freedom to choose. It’s a more adaptable alternative to traditional loans or finance options.

  • Move faster on business decisions

    Accessing funds through asset refinancing can help you act quickly when opportunities arise. From hiring new staff and upgrading technology to expanding your premises, having capital on hand means you can make confident decisions without delay.

Our step-by-step process

Fill out our short online form

To find out how we can support you and your business, please complete our online form. It only takes a few minutes to complete.

Speak with our finance experts

Our dedicated industry specialists will contact you to discuss your needs and provide more information about our products and services.

Meet your local manager

We will pair you with a dedicated local account manager who will provide personalised support either in-person or via virtual meetings to suit your schedule.

Receive a tailor-made finance plan

Based on your conversations with your account manager, we will develop a flexible repayment plan that matches your payment schedule with your seasonal income.

Find out how we can help
your business

Release equity from your business assets with Refinance




Refinancing your business assets is a smart way to unlock capital and improve financial flexibility. Instead of being tied to high monthly repayments or outdated finance agreements, asset refinance allows you to restructure your existing commitments into more manageable terms.


This can reduce costs, free up cash flow for day-to-day operations, and give you the breathing space to invest in growth opportunities.


Whether you want to consolidate multiple agreements, lower your payments, or release equity from owned assets, refinancing puts you back in control, helping your business stay agile, competitive, and ready for the future.




Want more information?

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Asset Refinance