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SME Data Hub

1,000 UK SME owners across a range of sectors, regions and sizes, are surveyed regularly by specialist independent researcher, Kantar, on Close Brothers’ behalf.

Select a year and quarter to review the data we collected at that time.

Accessing the data

This data is free for you to use. All we ask is that you credit 'Close Brothers Asset Finance' if you do use it.

Select the year/quarter: Each 'wave' was collected at a specific time. Just select from the drop-down (above) the year/quarter you wish to view. 

Choose a question set: Below you can also choose different question sets to select data about a specific category or topic. 

Filter the data: Use the filters on the right to see the results split by gender, location, turnover, and industry. 

Compare data: If the same question has been asked in other years/quarters, you can use the drop-down underneath each chart to see how results have changed over time.

Questions

As a business, where do you mainly go for financial support and advice?

Accountant 36.1%
Bank Manager 14.7%
Finance Advisor 19.4%
Peers 6.1%
Online 12.2%
Friend/family 9.4%
Solicitor/lawyer 1.9%
Other 0%
Don’t know, not involved in financial decisions making 0%
Accountant 28%
Bank Manager 13.4%
Finance Advisor 26.5%
Peers 3%
Online 13.6%
Friend/family 9.3%
Solicitor/lawyer 3%
Other 3%
Don’t know, not involved in financial decisions making 0%
Accountant 29.1%
Bank Manager 16.3%
Finance Advisor 20.4%
Peers 3.3%
Online 12.8%
Friend/family 10.5%
Solicitor/lawyer 2.8%
Other 4.8%
Don’t know, not involved in financial decisions making 0%
Accountant 29.5%
Bank Manager 16.2%
Finance Advisor 24.2%
Peers 1.6%
Online 13.3%
Friend/family 11.7%
Solicitor/lawyer 1.9%
Other 1.6%
Don’t know, not involved in financial decisions making 0%
Accountant 34.2%
Bank Manager 12.7%
Finance Advisor 23%
Peers 2.7%
Online 15.9%
Friend/family 8.8%
Solicitor/lawyer 1.8%
Other 0.9%
Don’t know, not involved in financial decisions making 0%
Accountant 29.1%
Bank Manager 13.5%
Finance Advisor 22.2%
Peers 3.4%
Online 15.1%
Friend/family 13.2%
Solicitor/lawyer 3.4%
Other 0%
Don’t know, not involved in financial decisions making 0%
Accountant 34%
Bank Manager 14.1%
Finance Advisor 21.5%
Peers 2.4%
Online 14.6%
Friend/family 8.8%
Solicitor/lawyer 1.9%
Other 2.9%
Don’t know, not involved in financial decisions making 0%
Accountant 17.8%
Bank Manager 12.3%
Finance Advisor 16%
Peers 1.5%
Online 16.9%
Friend/family 25.8%
Solicitor/lawyer 1.2%
Other 8.3%
Accountant 19.9%
Bank Manager 12.4%
Finance Advisor 16.4%
Peers 5.6%
Online 22%
Friend/family 15.7%
Solicitor/lawyer 1.8%
Other (please specify) 6.3%
Accountant 26.7%
Bank Manager 13.7%
Finance Advisor 16.3%
Peers 2.8%
Online 18.9%
Friend/family 15.9%
Solicitor/lawyer 3%
Other (please specify) 2.6%
Accountant 21.8%
Bank Manager 12.7%
Finance Advisor 16.1%
Peers 2.4%
Online 24.2%
Friend/family 17%
Solicitor/lawyer 3%
Other (please specify) 2.7%

Thinking about access to funding, is it:

A major challenge - more difficult to access finance now than it was a year ago 23.6%
A moderate challenge - as difficult now to access finance as it was a year ago 41.7%
Becoming easier to access finance 10.6%
I have never had a problem accessing finance 24.2%
Don't know 0%
A major challenge - more difficult to access finance now than it was a year ago 21.5%
A moderate challenge - as difficult now to access finance as it was a year ago 45.7%
Becoming easier to access finance 12.1%
I have never had a problem accessing finance 20.7%
Don't know 0%
A major challenge - more difficult to access finance now than it was a year ago 32.4%
A moderate challenge - as difficult now to access finance as it was a year ago 33.9%
Becoming easier to access finance 12.8%
I have never had a problem accessing finance 20.9%
Don't know 0%
A major challenge - more difficult to access finance now than it was a year ago 18.9%
A moderate challenge - as difficult now to access finance as it was a year ago 38.8%
Becoming easier to access finance 14.4%
I have never had a problem accessing finance 27.9%
Don't know 0%
A major challenge - more difficult to access finance now than it was a year ago 23.6%
A moderate challenge - as difficult now to access finance as it was a year ago 40.4%
Becoming easier to access finance 14.7%
I have never had a problem accessing finance 21.2%
Don't know 0%
A major challenge - more difficult to access finance now than it was a year ago 18.5%
A moderate challenge - as difficult now to access finance as it was a year ago 40.5%
Becoming easier to access finance 15.9%
I have never had a problem accessing finance 25.1%
Don't know 0%
A major challenge - more difficult to access finance now than it was a year ago 21.5%
A moderate challenge - as difficult now to access finance as it was a year ago 36.1%
Becoming easier to access finance 16.4%
I have never had a problem accessing finance 26%
Don't know 0%
A major challenge - more difficult to access finance now than it was a year ago 14.8%
A moderate challenge - as difficult now to access finance as it was a year ago 21.2%
Becoming easier to access finance 10.8%
I have never had a problem accessing finance 28.3%
Don't know 24.9%
A major challenge - more difficult to access finance now than it was a year ago 9.6%
A moderate challenge - as difficult now to access finance as it was a year ago 22.3%
Becoming easier to access finance 10.1%
I have never had a problem accessing finance 32.9%
Don't know 25.1%
A major challenge - more difficult to access finance now than it was a year ago 12.2%
A moderate challenge - as difficult now to access finance as it was a year ago 29.1%
Becoming easier to access finance 14.8%
I have never had a problem accessing finance 29.1%
Don't know 14.8%
A major challenge - more difficult to access finance now than it was a year ago 12.9%
A moderate challenge - as difficult now to access finance as it was a year ago 23.2%
Becoming easier to access finance 13.9%
I have never had a problem accessing finance 31.8%
Don't know 18.2%
A major challenge - more difficult to access finance now than it was a year ago 14.3%
A moderate challenge - as difficult now to access finance as it was a year ago 27.4%
Becoming easier to access finance 22.2%
I have never had a problem accessing finance 20.9%
Don't know 15.2%

Does your business plan to seek funding for business investment in the next 12 months?

yes 51.7%
no 48.3%
Don't know 0%
yes 59.1%
no 40.9%
Don't know 0%
yes 62.8%
no 37.2%
Don't know 0%
yes 46%
no 54%
Don't know 0%
yes 57.8%
no 42.2%
Don't know 0%
yes 56.1%
no 43.9%
Don't know 0%
yes 49.9%
no 50.1%
Don't know 0%
yes 17.5%
no 65.5%
Don't know 16.9%
yes 19.4%
no 59.8%
Don't know 20.7%
yes 23.5%
no 57.8%
Don't know 18.6%
yes 24%
no 60.4%
Don't know 15.7%
yes 30.3%
no 47.6%
Don't know 22.1%

Do you feel confident about accessing the funds your business needs for investment in the next 12 months?

yes 84.7%
no 15.3%
Don't know 0%
yes 86.4%
no 13.6%
Don't know 0%
yes 91.9%
no 8.1%
Don't know 0%
yes 89%
no 11%
Don't know 0%
yes 86.7%
no 13.3%
Don't know 0%
yes 88.2%
no 11.8%
Don't know 0%
yes 85.1%
no 14.9%
Don't know 0%
yes 68.4%
no 24.6%
Don't know 7%
yes 76%
no 17.3%
Don't know 6.7%
yes 82.2%
no 6.8%
Don't know 11%

Has your business been declined access to finance by a bank in the last six months?

Yes 15.8%
No 68.9%
Our business hasn’t approached a bank for finance 15.3%
Don't know 0%
Yes 19.4%
No 67.9%
Our business hasn’t approached a bank for finance 12.6%
Don't know 0%
Yes 28.3%
No 58.9%
Our business hasn’t approached a bank for finance 12.8%
Don't know 0%
Yes 17.3%
No 68.9%
Our business hasn’t approached a bank for finance 13.8%
Don't know 0%
Yes 23%
No 64.3%
Our business hasn’t approached a bank for finance 12.7%
Don't know 0%
Yes 20.9%
No 66.7%
Our business hasn’t approached a bank for finance 12.4%
Don't know 0%
Yes 18.5%
No 81.5%
Our business hasn’t approached a bank for finance 0%
Don't know 0%
Yes 5.8%
No 58.8%
Our business hasn’t approached a bank for finance 32.3%
Don't know 3.1%
Yes 5.6%
No 73.6%
Our business hasn’t approached a bank for finance 0%
Don't know 20.8%
Yes 7.8%
No 64.6%
Our business hasn’t approached a bank for finance 23.7%
Don't know 3.8%

Have you missed a business opportunity in the last 12 months, due to lack of available finance?

yes 29.7%
no 70.3%
Don't know 0%
yes 31.8%
no 68.2%
Don't know 0%
yes 39.3%
no 60.7%
Don't know 0%
yes 28.7%
no 71.3%
Don't know 0%
yes 32.2%
no 67.8%
Don't know 0%
yes 31.2%
no 68.8%
Don't know 0%
yes 28.6%
no 71.4%
Don't know 0%
yes 8.9%
no 79.7%
Don't know 11.4%
yes 8.5%
no 78.2%
Don't know 13.2%
yes 14.5%
no 79.1%
Don't know 6.4%
yes 16.2%
no 76.8%
Don't know 7.1%
yes 15%
no 75.7%
Don't know 9.3%
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