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SME Data Hub

Each quarter 1,000 UK SME owners across a range of sectors, regions and sizes, are surveyed by specialist independent researcher, Kantar, on Close Brothers’ behalf.

Use the drop-downs to select a year and quarter to look at the data we collected at that time.

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This data is free for you to use. All we ask is that you credit 'Close Brothers Asset Finance' if you do use it.

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Late Payments



of firms are owed more than £40k in late payments


Published March 2021

Late payments have long been a big issue for UK businesses, with half of firms admitting to it being a problem. Our research tracks how much money is owed and whether late payments are seasonally linked


Are late payments a problem for your business?

yes 45.3%
no 54.7%
Don't know 0%
yes 42.8%
no 57.2%
Don't know 0%
yes 47.4%
no 52.6%
Don't know 0%
yes 50.5%
no 49.5%
Don't know 0%
yes 45.3%
no 54.7%
Don't know 0%
yes 47.3%
no 52.7%
Don't know 0%
yes 42.4%
no 57.6%
Don't know 0%
yes 42.8%
no 57.2%
Don't know 0%
yes 28.6%
no 62.3%
Don't know 9.2%
yes 24.2%
no 66.5%
Don't know 9.2%
yes 30.7%
no 62.3%
Don't know 7%
yes 27.8%
no 64.4%
Don't know 7.8%
yes 32.7%
no 59.2%
Don't know 8.1%
yes 29.8%
no 61.9%
Don't know 8.3%

How much money would you estimate is owed to you in late payments?

Less than £20,000 20.9%
Between £21,000 - £40,000 39.3%
More than £40,000 34.8%
Don't know 5%
Less than £20,000 28.9%
Between £21,000 - £40,000 34.7%
More than £40,000 31.8%
Don't know 4.6%
Less than £20,000 26.9%
Between £21,000 - £40,000 41.7%
More than £40,000 26.7%
Don't know 4.7%

Are late payments seasonally-linked?

No 41.7%
Yes, worse in spring 15.7%
Yes, worse in summer 16.4%
Yes, worse in autumn 7.8%
Yes, worse in winter 18.4%
No 43%
Yes, worse in spring 14.5%
Yes, worse in summer 18.7%
Yes, worse in autumn 6.5%
Yes, worse in winter 17.4%
No 42.6%
Yes, worse in spring 18.7%
Yes, worse in summer 15.5%
Yes, worse in autumn 6.6%
Yes, worse in winter 16.6%
No 34.3%
Yes, worse in spring 27.5%
Yes, worse in summer 21%
Yes, worse in autumn 6.1%
Yes, worse in winter 11%
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