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SME Data Hub

Each quarter 1,000 UK SME owners across a range of sectors, regions and sizes, are surveyed by specialist independent researcher, Kantar, on Close Brothers’ behalf.

Use the drop-downs to select a year and quarter to look at the data we collected at that time.

Accessing the data

This data is free for you to use. All we ask is that you credit 'Close Brothers Asset Finance' if you do use it.

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Filter the data: Use the filters on the right to see the results split by gender, location, turnover, and industry. 

Compare data: If the same question has been asked in other years/quarters, you can use the drop-down underneath each chart to see how results have changed over time.

Late Payments



of firms are owed more than £40k in late payments


Published March 2021

Late payments have long been a big issue for UK businesses, with half of firms admitting to it being a problem. Our research tracks how much money is owed and whether late payments are seasonally linked


Are late payments a problem for your business?

yes 55%
no 45%
Don't know 0%
yes 66.1%
no 33.9%
Don't know 0%
yes 43.1%
no 56.9%
Don't know 0%
yes 42.9%
no 57.1%
Don't know 0%
yes 32%
no 68%
Don't know 0%
yes 47.7%
no 52.3%
Don't know 0%
yes 53.2%
no 46.8%
Don't know 0%
yes 40%
no 60%
Don't know 0%
yes 54.4%
no 45.6%
Don't know 0%
yes 59.4%
no 40.6%
Don't know 0%
yes 45.8%
no 54.2%
Don't know 0%
yes 30.2%
no 65.1%
Don't know 4.8%
yes 25%
no 63.8%
Don't know 11.3%
yes 42.4%
no 54.2%
Don't know 3.4%
yes 34.4%
no 52.5%
Don't know 13.1%
yes 40%
no 52.9%
Don't know 7.1%
yes 36%
no 62%
Don't know 2%

Are late payments seasonally-linked?

No 22.7%
Yes, worse in spring 27.3%
Yes, worse in summer 31.8%
Yes, worse in autumn 0%
Yes, worse in winter 18.2%
No 35.9%
Yes, worse in spring 30.8%
Yes, worse in summer 20.5%
Yes, worse in autumn 2.6%
Yes, worse in winter 10.3%
No 20%
Yes, worse in spring 24%
Yes, worse in summer 24%
Yes, worse in autumn 16%
Yes, worse in winter 16%
No 38.9%
Yes, worse in spring 0%
Yes, worse in summer 27.8%
Yes, worse in autumn 27.8%
Yes, worse in winter 5.6%
No 62.5%
Yes, worse in spring 0%
Yes, worse in summer 0%
Yes, worse in autumn 12.5%
Yes, worse in winter 25%
No 23.8%
Yes, worse in spring 38.1%
Yes, worse in summer 14.3%
Yes, worse in autumn 0%
Yes, worse in winter 23.8%
No 27.3%
Yes, worse in spring 27.3%
Yes, worse in summer 33.3%
Yes, worse in autumn 6.1%
Yes, worse in winter 6.1%
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