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SME Data Hub

Each quarter 1,000 UK SME owners across a range of sectors, regions and sizes, are surveyed by specialist independent researcher, Kantar, on Close Brothers’ behalf.

Use the drop-downs to select a year and quarter to look at the data we collected at that time.

Accessing the data

This data is free for you to use. All we ask is that you credit 'Close Brothers Asset Finance' if you do use it.

Select the year/quarter: Each 'wave' was collected at a specific time. Just select from the drop-down (above) the year/quarter you wish to view. 

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Filter the data: Use the filters on the right to see the results split by gender, location, turnover, and industry. 

Compare data: If the same question has been asked in other years/quarters, you can use the drop-down underneath each chart to see how results have changed over time.

Late Payments



of firms are owed more than £40k in late payments


Published March 2021

Late payments have long been a big issue for UK businesses, with half of firms admitting to it being a problem. Our research tracks how much money is owed and whether late payments are seasonally linked


Are late payments a problem for your business?

yes 41.2%
no 58.8%
Don't know 0%
yes 39.4%
no 60.6%
Don't know 0%
yes 31.9%
no 68.1%
Don't know 0%
yes 35.3%
no 64.7%
Don't know 0%
yes 51.2%
no 48.8%
Don't know 0%
yes 44%
no 56%
Don't know 0%
yes 49.4%
no 50.6%
Don't know 0%
yes 45.1%
no 54.9%
Don't know 0%
yes 46.8%
no 53.2%
Don't know 0%
yes 54.4%
no 45.6%
Don't know 0%
yes 44.4%
no 55.6%
Don't know 0%
yes 17.6%
no 72.1%
Don't know 10.3%
yes 22.9%
no 72.3%
Don't know 4.8%
yes 39.3%
no 55.7%
Don't know 4.9%
yes 40.6%
no 56.5%
Don't know 2.9%
yes 27.5%
no 63.8%
Don't know 8.7%
yes 23.2%
no 62.3%
Don't know 14.5%

Are late payments seasonally-linked?

No 31.4%
Yes, worse in spring 14.3%
Yes, worse in summer 20%
Yes, worse in autumn 5.7%
Yes, worse in winter 28.6%
No 42.3%
Yes, worse in spring 15.4%
Yes, worse in summer 19.2%
Yes, worse in autumn 7.7%
Yes, worse in winter 15.4%
No 45.5%
Yes, worse in spring 13.6%
Yes, worse in summer 22.7%
Yes, worse in autumn 0%
Yes, worse in winter 18.2%
No 43.3%
Yes, worse in spring 6.7%
Yes, worse in summer 13.3%
Yes, worse in autumn 6.7%
Yes, worse in winter 30%
No 51.2%
Yes, worse in spring 14%
Yes, worse in summer 16.3%
Yes, worse in autumn 7%
Yes, worse in winter 11.6%
No 39.4%
Yes, worse in spring 18.2%
Yes, worse in summer 18.2%
Yes, worse in autumn 12.1%
Yes, worse in winter 12.1%
No 34.2%
Yes, worse in spring 18.4%
Yes, worse in summer 21.1%
Yes, worse in autumn 13.2%
Yes, worse in winter 13.2%
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