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SME Data Hub

Each quarter 1,000 UK SME owners across a range of sectors, regions and sizes, are surveyed by specialist independent researcher, Kantar, on Close Brothers’ behalf.

Use the drop-downs to select a year and quarter to look at the data we collected at that time.

Accessing the data

This data is free for you to use. All we ask is that you credit 'Close Brothers Asset Finance' if you do use it.

Select the year/quarter: Each 'wave' was collected at a specific time. Just select from the drop-down (above) the year/quarter you wish to view. 

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Filter the data: Use the filters on the right to see the results split by gender, location, turnover, and industry. 

Compare data: If the same question has been asked in other years/quarters, you can use the drop-down underneath each chart to see how results have changed over time.

Late Payments



of firms are owed more than £40k in late payments


Published March 2021

Late payments have long been a big issue for UK businesses, with half of firms admitting to it being a problem. Our research tracks how much money is owed and whether late payments are seasonally linked


Are late payments a problem for your business?

yes 66%
no 34%
Don't know 0%
yes 42.9%
no 57.1%
Don't know 0%
yes 45.7%
no 54.3%
Don't know 0%
yes 45.8%
no 54.2%
Don't know 0%
yes 45.4%
no 54.6%
Don't know 0%
yes 66.7%
no 33.3%
Don't know 0%
yes 69.1%
no 30.9%
Don't know 0%
yes 55.8%
no 44.2%
Don't know 0%
yes 73.1%
no 26.9%
Don't know 0%
yes 53.4%
no 46.6%
Don't know 0%
yes 58%
no 42%
Don't know 0%
yes 40%
no 54.4%
Don't know 5.6%
yes 36.8%
no 61.4%
Don't know 1.8%
yes 40.6%
no 56.4%
Don't know 3%
yes 35.5%
no 61.3%
Don't know 3.2%
yes 32.7%
no 59.2%
Don't know 8.1%
yes 29.8%
no 61.9%
Don't know 8.3%

Are late payments seasonally-linked?

No 22.6%
Yes, worse in spring 30.6%
Yes, worse in summer 27.4%
Yes, worse in autumn 9.7%
Yes, worse in winter 9.7%
No 30%
Yes, worse in spring 36.7%
Yes, worse in summer 16.7%
Yes, worse in autumn 10%
Yes, worse in winter 6.7%
No 10.8%
Yes, worse in spring 45.9%
Yes, worse in summer 21.6%
Yes, worse in autumn 0%
Yes, worse in winter 21.6%
No 33.3%
Yes, worse in spring 18.2%
Yes, worse in summer 30.3%
Yes, worse in autumn 0%
Yes, worse in winter 18.2%
No 34.1%
Yes, worse in spring 15.9%
Yes, worse in summer 29.5%
Yes, worse in autumn 2.3%
Yes, worse in winter 18.2%
No 25%
Yes, worse in spring 33.8%
Yes, worse in summer 25%
Yes, worse in autumn 4.4%
Yes, worse in winter 11.8%
No 22.3%
Yes, worse in spring 43.6%
Yes, worse in summer 25.5%
Yes, worse in autumn 4.3%
Yes, worse in winter 4.3%
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