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SME Data Hub

Each quarter 1,000 UK SME owners across a range of sectors, regions and sizes, are surveyed by specialist independent researcher, Kantar, on Close Brothers’ behalf.

Use the drop-downs to select a year and quarter to look at the data we collected at that time.

Accessing the data

This data is free for you to use. All we ask is that you credit 'Close Brothers Asset Finance' if you do use it.

Select the year/quarter: Each 'wave' was collected at a specific time. Just select from the drop-down (above) the year/quarter you wish to view. 

Choose a question set: Below you can also choose different question sets to select data about a specific category or topic. 

Filter the data: Use the filters on the right to see the results split by gender, location, turnover, and industry. 

Compare data: If the same question has been asked in other years/quarters, you can use the drop-down underneath each chart to see how results have changed over time.

Late Payments



of firms are owed more than £40k in late payments


Published March 2021

Late payments have long been a big issue for UK businesses, with half of firms admitting to it being a problem. Our research tracks how much money is owed and whether late payments are seasonally linked


Are late payments a problem for your business?

yes 56.3%
no 43.7%
Don't know 0%
yes 45.6%
no 54.4%
Don't know 0%
yes 54.1%
no 45.9%
Don't know 0%
yes 44.4%
no 55.6%
Don't know 0%
yes 48.7%
no 51.3%
Don't know 0%
yes 51%
no 49%
Don't know 0%
yes 57%
no 43%
Don't know 0%
yes 57.5%
no 42.5%
Don't know 0%
yes 47.6%
no 52.4%
Don't know 0%
yes 52.5%
no 47.5%
Don't know 0%
yes 54.8%
no 45.2%
Don't know 0%
yes 40.3%
no 53%
Don't know 6.7%
yes 29.2%
no 66.7%
Don't know 4.2%
yes 36%
no 59.4%
Don't know 4.6%
yes 34.3%
no 56.2%
Don't know 9.5%
yes 32.7%
no 59.2%
Don't know 8.1%
yes 29.8%
no 61.9%
Don't know 8.3%

Are late payments seasonally-linked?

No 25.4%
Yes, worse in spring 23.9%
Yes, worse in summer 23.9%
Yes, worse in autumn 11.3%
Yes, worse in winter 15.5%
No 26.3%
Yes, worse in spring 28.1%
Yes, worse in summer 17.5%
Yes, worse in autumn 3.5%
Yes, worse in winter 24.6%
No 37.3%
Yes, worse in spring 18.6%
Yes, worse in summer 22%
Yes, worse in autumn 3.4%
Yes, worse in winter 18.6%
No 34.5%
Yes, worse in spring 20%
Yes, worse in summer 16.4%
Yes, worse in autumn 12.7%
Yes, worse in winter 16.4%
No 30.9%
Yes, worse in spring 9.1%
Yes, worse in summer 27.3%
Yes, worse in autumn 12.7%
Yes, worse in winter 20%
No 34.6%
Yes, worse in spring 13.5%
Yes, worse in summer 21.2%
Yes, worse in autumn 15.4%
Yes, worse in winter 15.4%
No 26%
Yes, worse in spring 31.5%
Yes, worse in summer 27.4%
Yes, worse in autumn 5.5%
Yes, worse in winter 9.6%
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