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We offer a flexible approach to finance for the waste management and recycling industry
67.2%
of UK packaging waste is either recycled or recovered*
399kg
The amount of household waste an average person in the UK generates per year**
7.2m
The amount of tonnes of UK biodegradable municipal waste (BMW) sent to landfill **
We have specialist knowledge of the waste and recycling industry and understand the challenges and opportunities facing the industry. You can be confident we have the expertise to assist your business.
We know how important it is for your business to get the financial assistance you need and have a strong track record in helping small and medium sized businesses secure vital finance.
Our dedicated waste and recycling team is here to work with you to find an affordable way for you to spread the cost of the equipment you need through tailor-made Hire Purchase, Lease or Refinance packages.
Get in touch today to find out how we can help.
If you have any questions, please give a member of the team a call
Call us on
Lines are open
9:00am - 5:00pm Monday to Friday
(excluding UK bank holidays)
Hire Purchase enables you to acquire an asset while paying for it in instalments over an agreed timescale – the term. At the end of the term, you have the option to purchase the asset outright.
It lets you spread the cost of your investment over the life of the asset, making it easier to budget. Hire Purchase is particularly suitable for acquiring vehicles, machinery, construction and commercial equipment with a resell value.
Refinancing (Capital Release) is a quick way to access the cash from your assets on your existing balance sheet and use that value elsewhere within your business – for example, to fund a deposit on new equipment or ease cash flow.
Sale and HP Back is a form of refinance that can be used against most types of equipment, making it suitable for companies of all sizes, including sole traders. It works by us purchasing the asset and financing it back to you. Repayments are calculated in line with the income stream that will be generated by the asset and at the end of the refinance term, you own the asset.
This option applies whether you already own the asset or are using it under a finance deal with another provider.
Our Finance Lease arrangements let you use the equipment you need without having to buy it outright.
You pay us rent for the full use of it. The rental period is flexible and can be tailored to your needs and cash flow. During this period, you will pay us the full cost of the asset, including interest. Then, when you reach the end of the primary lease term you can choose to:
Similar to a Finance Lease, an Operating Lease allows you to rent the asset from us while you need it. The key difference between the two is that an Operating Lease is only for part of the asset’s useful life. This means you pay a reduced rental because the cost is based on the difference between the asset’s original purchase price and its residual value at the end of the agreement.
You get full use of the asset for as long as you need it, without the burden of responsibility of disposing of it or recouping its residual value.